We're trying to refinance.... I never knew that landscaping means nothing when it comes to the value of a property.  I'm so angry.  My husband worked SOOOOOOOOOOOO hard on building a beautiful stone wall.... it took years because he could only do it on weekends and after work.... and the appraiser comes today, says it looks pretty but it raises the value by $0.  That's a lot of work and money for a background for prom pictures.